![]() ![]() ![]() ![]() Don’t enter expenses or transfers you already accounted for in the Fixed Monthly Costs box on the Config tab. Go ahead and enter all your expenses beginning from the start date you entered on the Balance Sheet. When you enter an expense, start with the date in column a, the name of the place you spend the money in column b, and then tab over to the column with the right budget category for that expense. Again, there are suggestions in the note on the budget category* cell.Įxample of how fast you can enter expenses by using the 'tab' and 'enter' keysĪcross the heading, you’ll see your guilt-free budget and annual budget categories from the Config tab. In the Guilt-Free Budget box, enter categories of expenses and an allotted amount. This is your money to spend however you want. Create your guilt-free, monthly budgetĪs explained earlier, it’s called your guilt-free budget because this is what is left over after setting money aside for savings, retiremenet, and future annual expenses. Now you’re left with your total for guilt-free budget, which is how much you have left for discretionary spending. “The goal is to make sure that enough income is first saved or invested before monthly expenses or discretionary purchases are made.” This is the pay yourself first concept described in “I Will Teach You to Be Rich.” Along with budgeting for annual expenses and retirement, I highly recommend setting more money aside for extra savings. There are suggestions in the note on the budget category* cell. There is room for eight additional fixed monthly costs. If you don’t contribute to a 401k or typically receive any extra monthly income, enter $0. ![]() Follow the orange colored cells as cues for which part to fill out next. In the top left box on the Config tab, enter your income. Remember, cells with an asterisk(*) mean there is a note on that cell with more information. How to Use My Google Sheets Budget Template If you’re stuck and need more info to get going, read on to get the details. There are simple and clear instructions with extra notes on cells that have an asterisk(*) - just hover over those cells to the see note. If you want to try my Google Sheets budget template, make a copy of it and try it out. A good budget system will create a change in your behavior. On less of things I care little about, and more on the things I care a lot about.Ī bad budget system only shows you where your money is going. I can customize it exactly the way I need to actually help me spend my money more thoughtfully. But these apps don’t really help me spend less money - they just tell me where I spend my money and try to guess (poorly) the category.Īnd that’s why I love budgets built on spreadsheets. Most of my friends use a budgeting app like Mint and I’ve tried them, too. You can then use this information to make changes to your budget as needed to help you stay on track.After budgeting money for savings and annual expenses, you can budget your discretionary spending, guilt-free. Once you have entered your data, the template will calculate your total income and expenses and show you the difference between the two. This can include your salary, rent, utilities, groceries, entertainment, and more. First, you will need to enter your income and expenses into the template. Using the household expense budget spreadsheet template is simple and straightforward. How to Use the Household Expense Budget Spreadsheet Template? This can help you save money, reduce debt, and reach your financial goals. By tracking your spending and income, you can see where your money is going and make changes to your spending habits if necessary. The household expense budget spreadsheet template is an essential tool for anyone who wants to take control of their finances. How Can the Household Expense Budget Spreadsheet Template Help You? It is a simple yet powerful spreadsheet that is designed to help you keep track of your monthly expenses and ensure that you stay within your budget. You can click the Use Data button to copy Household Expense Budget Spreadsheet Template to your Retable Dashboard! What is Household Expense Budget Spreadsheet Template?Ī household expense budget spreadsheet template is a tool that helps individuals and families manage their finances by tracking their spending and income. Copy Household Expense Budget Spreadsheet Template to Your Retable Dashboard: Household Expense Budget Spreadsheet Template ![]()
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